Annual Travel Insurance

Annual Travel Insurance is one of the most confusing plans we offer, because most people do not understant there is a difference between their regular health insurance and an Annual Travel Insurance, that gives you benefits outside the US or your home country.

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Why Buy International Annual Travel Insurance?

    The answer is easy. If you are a US citizen living abroad, traditional sources of US private health insurance may not meet your needs your are going to need an Annual Travel Insurance plan!. Geographical exclusions and provider limitations common to these policies will restrict or even eliminate the coverage available to you while you are outside the US. At the same time, you may not be eligible for participation in the government-sponsored plans in the country where you reside, or you may wish to have access to health care in other countries, including the US, in the event you become seriously ill. If you are a non-US citizen, you may need an international medical insurance policy to supplement the coverage available to you through a plan sponsored by your government or to provide coverage while you are outside your home country. If you travel or reside worldwide, you need health insurance that knows no boundaries. HCC Medical Insurance Services has designed CitizenSecureSM to meet your needs.
Annual Travel health Insurance

Annual Travel health Insurance Quotes

If you only neen Travel health Insurance for a few months, you will want to try our Short term travel insurance:

Why Buy Travel Insurance?
The answer is easy. Whether you travel for business or pleasure, international travel involves risk. You may arrive at your destination to find that your luggage with personal items has disappeared. A personal emergency may necessitate your early return to your Home Country. A medical emergency may require hospitalization or even air evacuation. In most cases, your existing insurance will not provide adequate protection for these and other risks. Without appropriate travel insurance, you may be in jeopardy of significant financial liability. HCCMIS can’t take the risk out of international travel, but if the unforeseen happens, we will be there to help you.

Am I Eligible for the Atlas Series?
If you are traveling outside of your Home Country and are at least 14 days old, you are eligible for coverage. If you are under age 70, you may select your Overall Maximum Limit, ranging from $50,000 to $1,000,000. If you are age 70 to 79, the Overall Maximum Limit available is $50,000. If you are age 80 or older, the Overall Maximum Limit available is $10,000. The minimum coverage period is 5 days and the maximum initial coverage period is 12 months.

When Does Coverage Become Effective and When Does it End?
Your coverage becomes effective on the latest of: the moment we receive your Application and correct premium (if Application and payment is made online or by fax), 12:01am* on the date we receive your Application and payment (if Application and payment is made by mail), the moment you depart from your Home Country, or 12:01am on the date you request on your Application. Your coverage will end on the earliest of: 11:59pm on the last day of the period for which you have paid a premium, 11:59pm on the date requested on your Application, or the moment of your arrival upon return to your Home Country (unless you have started a Benefit Period or are eligible for Home Country Coverage).*Times expressed above are based on US Eastern Time.

Short term Travel health Insurance

Short term Travel health Insurance

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Automobile rentals are an essential element of many business and pleasure travellers? lives. If you are staying at a location away from home for more than a day and you need to get around, then hiring a car is a cheaper option than using taxis, especially if you are quite confident in traffic. However, there is a trade-off with some firms.

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A lot of car rental firms are quite expensive, but they do offer convenience. Then there are budget or cheap car rentals. This piece of writing is about how to get the most out of these cheap automobile rental car firms.

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There are car rental firms that permit you to set the price that you want to pay for renting a car and then they will go out and find the best contract that they can around that price range. These are not exactly automobile rental companies, they are go-betweens., but they can present great deals.

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If you have more questions about our Annual Travel Insurance plans, call toll free 888.533.3254

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